Rates on this page are updated by 11:30 AM EST Mon - Fri bookmark us (Ctrl + d). For all available programs and rates call today (866) 443-9777. Rates, points and APR’s assume a 30-day lock, single family residence, loan to value of 75% or less, purchase or rate and term refinance, 740+ credit score, and the establishment of an escrow/impound account for payment of taxes and insurance. Conforming APRs based on $250,000, FHA on $250,000, Super Conforming on $417,001.Rates are subject to change without notice due to market conditions.Some restrictions may apply.Atlantic Mortgage and Funding's minimum loan amount is $60,000. Please contact us for pricing if you do not meet these assumptions.